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Personal Injury Lawyer - Do We Need Them?
Following an
accident you'll hear a person say that they don't need to see a personal injury
lawyer, TOO expensive! In this article we will set out for you some reasons why
NOT seeking, at minimum, a consultation with an accident lawyer could end up
costing you a lot of money!
More often than not, regardless of whether you
caused the accident or are its victim, if you do not seek a consultation with an
accident lawyer as soon as possible after the accident you may well end up
regretting your decision. The overriding reasons for saying this are two-fold:
• the insurance company you will be making your claim against are trying to
minimise their losses; and
• you most probably don't know what you're
entitled to.
As A Victim Of An Accident
Let's assume you are the victim of
an unfortunate accident. Let's further assume that your insurance company has
come through and has agreed to pay all your medical bills. Now, you may well be
feeling that your insurance company are the good guys and you don't need a
lawyer's advice. Wrong!
What's happened is nothing less than what the
insurance company is obligated to do under the terms and conditions of your
accident policy. Moreover, the insurance company is hoping to play on the fact
that you feel somewhat indebted to their generosity.
Profitability
That
way, they hope, you'll not bring about a bigger claim for what you are rightly
entitled to. In the long run that means that they don't have quiet as big an
insurance claim loss and they can still make a profit from your policy.
In
short, they are protecting their financial wellbeing at the cost of your
entitlement rights. But, unless you have spoken to a personal injury lawyer
you'll not know this and you'll feel that everything is fine.
So, the next
time you are in an car accident or accident, ask yourself this question: 'Is my
insurance company interested in protecting me and my rights, or are they more
concerned with paying a dividend to their shareholders?'
.
Non-Profitability
On the other hand, a professional
compensation lawyer is normally an ethical impartial third party who knows what
your rights are. Aside from possibly being paid a fee, not from or by you, he's
also likely to have another job to help a victim better than its' insurance
company, (and, keep in mind, if any court proceedings occur, these fees are
reclaimed from the opponent side).
So, why shouldn't they tell you the truth
about what accident compensation you are entitled to? What's more, even if he
does have a financial interest in your case, surely the better compensated you
are, the better compensated he is?
As such, if anything, he has even more
interest in making sure that you know exactly what your rights are and of making
sure that you claim for those rights according to what you are entitled to.
Looked at it like this, it not too difficult to see who the interested party
is and who the independent party is. Now ask yourself: 'Do you want to take
advice from someone who is interested in minimising your claim, or someone who
is interested in maximising it?'
Cause Of An Accident
Now let's look at
it from the point of view of, you being the person at fault in the accident. You
may well feel that you have nothing to fear, as your insurance company will pay
for the damage done. You may even find that initially your insurance company
agrees with this. But why...?
Unless you see an accident lawyer as soon as
possible after the accident you'll never know. Why? Are you 100% sure that it
was your fault...?
Being Polite
The insurance company has to be polite,
you're their customer! However, once the claim is over and you're thrilled with
their service, you're definitely going to renew your policy. But the extra
couple of hundred they ask for will justify the accident? 'Sir/ma'am, you had an
accident and your premium has increased!'
Knowing exactly what your rights
or obligations are after an accident can be extremely tricky. In most cases it
will depend on what happened to cause the accident in the first place.
As
such, seeking the advice of a compensation lawyer as soon as you can following
an personal injury is the only independent way you can really determine and know
exactly what you are entitled to or what you may be liable for arising from the
accident.





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